22K Gold Rate in Pakistan: Jewellery & Tola Guide

The 22K gold rate in Pakistan describes an alloy containing 22 parts gold out of 24, equivalent to approximately 91.67% gold by mass. Jewellery sellers may refer to a 916 fineness mark, but a mark should be checked against the actual item and its documentation. A Pakistani per-tola quote covers about 11.6638 grams of the specified alloy, while a gram quote applies to a smaller weight. Use the rate panel above to see the listed 22K benchmark and its observation date. That figure is not the complete cost of a bangle, chain or bridal set: making charges, stones, wastage terms, applicable fees and shop margins may affect the bill. The most useful comparison starts with net gold weight and an itemised quotation.

What makes 22K gold different from pure gold?

Karat is a gold-content ratio. For 22K, 22/24 of the metal alloy is gold in the theoretical specification, with the balance made up of other metals. This is why an equal-weight 22K object contains less fine gold than a similar 24K object. The alloy composition can also influence colour, hardness and how jewellery is manufactured.

The number 916 is a familiar fineness description associated with 22-karat jewellery. As a rounded parts-per-thousand expression it represents about 91.6% declared gold, while the exact 22/24 fraction gives about 91.67%. Do not use the small rounding difference as proof that a particular ornament passed an independent assay.

A ring or bangle may be yellow, rose-toned or another colour depending on the alloy metals and surface treatment. Colour alone cannot establish purity. The Royal Mint guide to metal fineness explains the karat principle and why gold is alloyed for jewellery use.

How to compare 22K gold per tola and per gram

A tola is a mass unit, not a design size or a guaranteed jewellery weight. One tola is about 11.6638 grams; two tolas are about 23.3276 grams. Dealers may express the value of a piece as per-tola gold plus making charges, or quote one total price. Converting the underlying metal amount to grams makes those methods easier to compare.

The table describes theoretical gold content if the full stated alloy weight is genuinely 22K. It does not account for stones, solder of a different composition or attachments. When a finished piece includes non-gold components, the relevant calculation uses its verified net gold-alloy weight, not the total on a display card.

Why the jewellery bill can exceed the 22K benchmark

Jewellery is a manufactured product rather than a raw lump of metal. The invoice can include separate charges for design, cutting, joining, polishing, stone setting and sales services. These are often grouped as making charges or labour. Ask whether making is charged per gram, per tola, per item or as a percentage; two apparently similar quotations may use different methods.

Some merchants also use the word “wastage” for an additional allowance or charge. Its meaning and legitimacy in a particular transaction should be clarified rather than treated as a universal fixed percentage. Ask for the exact calculation, the metal weight on which it is based and whether any recoverable scrap has already been considered.

A transparent example can use symbols rather than made-up market rates: metal component = verified net 22K grams × quoted 22K rupees per gram. The final invoice then adds separately agreed labour, stone price and other identified charges. This formula cannot verify a shop’s quoted 22K rate by itself, but it can reveal missing explanations.

Gross weight, net gold weight and stone settings

A bridal jewellery set may include stone settings, enamel, beads, threads or other decorative materials. If those components are weighed with the item, gross weight overstates the amount of 22K gold available for a metal-only valuation. Ask the merchant to distinguish gross piece weight from net gold-alloy weight, and identify any separately priced stones.

For rings, a design may combine a gold band with a gemstone whose value depends on separate grading criteria. The diamond-ring price guide addresses those product-specific costs. A diamond’s own carat weight is a gemstone mass measure, while gold karat denotes purity; treating the two as the same kind of carat is an important mistake to avoid.

Any jewellery weight stated only verbally can be hard to contest later. Request a receipt showing the purity, gram weight, making charge basis and any separate components. If a shop uses a digital scale, ask to see the measurement with its decimal precision and ensure that packaging or the display tray is not included.

22K compared with 24K and 18K for jewellery

The best grade depends on why the buyer wants the item. 22K has a high proportion of gold, while lower-karat alloys contain more non-gold material and may suit particular design or wear requirements. Near-pure 24K differs in its material behaviour and bullion role. No karat is automatically the best for every design or every resale strategy.

A useful comparison is to ask what the jewellery will be worn for, what alloy the design requires, whether replacement parts are available and how the merchant handles repairs. The national gold rate guide provides the broader 24K, 22K, 21K and 18K context without confusing jewellery workmanship with bullion metal value.

For stone-heavy designs, the metal content may represent only one part of the invoice. For a plain bangle, gold weight may account for a larger portion. That distinction is more informative than relying on two unverified social-media price screenshots.

Buying and selling 22K jewellery in Karachi and elsewhere

Shops in Karachi, Lahore, Islamabad, Rawalpindi, Multan and other Pakistani cities may use a widely reported gold-market benchmark while offering different workmanship and buyback terms. Do not assume a fixed city premium or assert that a particular market is cheapest without comparable verified quotations.

A jeweller buying back old jewellery may evaluate the recoverable metal, test its fineness and make deductions under disclosed conditions. Making charges paid when an ornament was new are not automatically recoverable. Buyers who expect to exchange an item later should ask whether the shop offers store credit, cash buyback or only design exchange, and how each option is priced.

For a meaningful comparison, obtain quotes on the same day for the same weight and grade. A shop quoting a lower per-gram rate but substantially higher labour may be more expensive overall. Ask for the final amount payable and, where relevant, the separate cash buyback offer.

What to check at the jewellery counter

• Confirm the claimed 22K or 916 specification and request authenticity evidence appropriate to the purchase.
• Ask whether the printed weight includes stones, fasteners, wax, thread or other components.
• Compare the dated 22K reference with the shop’s actual selling rate for that same unit.
• Get the making-charge method, any stated wastage and extra charges explained on the receipt.
• Ask about size adjustments, repairs, exchanges and the cash buyback policy.
• Keep a written invoice and do not rely only on a verbal promise of future resale value.

The purpose of these checks is to learn exactly what is being bought. A neatly printed 916 stamp and a competitive headline rate are useful clues, but independent authenticity and the full financial terms remain separate issues.

Where the listed 22K rate fits in your decision

This page’s rate display can help establish a reference, provided its amount, unit and timestamp are available and appropriate. It cannot verify a jeweller’s workmanship, product purity or buyback conditions. Read our editorial and verification policy for how reported price observations differ from final shop offers.

Before making a large purchase, obtain a dated, itemised quote and consider suitable third-party assaying if there is uncertainty about purity. Do not regard an unattended automated price panel as a continuous independent audit of the physical gold sold in any particular store.

Frequently asked questions

How pure is 22K gold?

22K gold contains a theoretical 22 parts gold out of 24, equal to about 91.67% gold by mass. The balance consists of alloy metals. Jewellery may carry a 916 purity mark, but the marking itself does not establish that a particular piece has been independently tested. Check the original seller documentation and seek suitable assessment for valuable items.

How many grams are in one tola of 22K gold?

The weight of a tola does not change with purity: it remains approximately 11.6638 grams. At the theoretical 22/24 gold fraction, a one-tola 22K alloy contains roughly 10.6918 grams of pure gold. That is not the same as saying the finished item weighs 10.6918 grams. The full alloy still weighs one tola, before any stones or non-gold materials.

Can I calculate 22K from the 24K gold rate?

You can calculate a theoretical metal-content equivalent by multiplying the matching 24K unit rate by 22/24. Use the same date, weight and price basis, and remember that a 999-fineness bullion figure is an approximation of a pure-gold benchmark. The resulting figure is not a guaranteed local 22K shop quotation and does not include any jewellery-making costs.

What does 916 mean on gold jewellery?

A 916 mark conventionally denotes 916 parts gold per thousand, or 91.6% stated fineness, closely corresponding to 22-karat jewellery. A stamp is a declaration, not an automatic guarantee of composition. A higher-value purchase warrants attention to the seller, receipt, assay documentation and, if necessary, independent testing.

Do jewellers return making charges when I sell gold?

Not automatically. Making charges usually pay for the work of producing the finished item, whereas buyback offers may focus on recoverable metal value and condition. Each shop can have different exchange or buyback policies, and applicable deductions should be disclosed before a transaction. Ask for a written cash purchase offer rather than assuming the original invoice total will be refunded.

Why does a stone-set ring weigh more than the gold on the bill?

Its gross weight can include stones and other components. For a metal-only rate comparison, the relevant figure is the net weight of the specified gold alloy, not necessarily the full product weight. Stone prices also have their own grading and valuation criteria. Ask for separate component weights where feasible, especially if the merchant quotes a charge per gram of gold.

Is 22K better than 18K for a daily-wear ring?

There is no universal answer. The higher gold proportion in 22K may appeal to buyers prioritising metal content, while an 18K alloy can support different structural and design choices. The actual setting, band thickness, finishing and user habits also matter. Ask the jeweller to identify the exact alloy and explain suitability, maintenance and repair options for the intended design.